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Five Easy Steps to Identity Theft Prevention

Identity theft is a problem that will not soon be eradicated. Rather than going by the wayside, thieves with a design on your personal information and useful vitals will stop at little to garner the data they seek and it is only with identity theft prevention measures that you will have a chance at remaining safe from misuse of your name.

Fortunately, there are five easy steps to identity theft prevention that virtually anyone can take:

1.Purchase a shredder. Anything that contains your name, birth date, social security number, account number, address, or any other personally identifiable bit of information in any combination or by itself needs to be shredded prior to being discarded.

2.Go paperless. If you have the option of going paperless and doing your business online with a reputable bank that has copious security features in place, do it!

3.Never click on an embedded link. Time and again you might be contacted by an entity claiming to be your bank or other business in an effort to update your information. Do not fall for this trick! Identity theft prevention online demands that you type in the link to any merchant or organization you wish to visit, not follow links in emails.

4.Do not give out personal information by email.

5.Do not give out personal information by phone. Posing as survey takers, crooks will sometimes try to get you to reveal bank information or birth date info. Simply hang up. Do not fall for the verification bit where the caller will claim to already have some of the info and as proof will recite it. Remember that many items, such as your full name and address, are part of public records, and therefore this knowledge does not give any legitimacy to any business.


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