If You’re a Victim of Identity Theft
You may or may not be told about potential identity info theft by the firm whose database has been compromised. You must, therefore, learn how to recognize if any identity info theft has occurred.
You may be the victim of identity info theft if you see unexplained and unusual charges on any of your bills, especially credit card billing. You should also be concerned if you get bills or phone calls for products, services or credit accounts that you don’t have and didn’t open.
If you stop getting any bill or any mail that you had been getting consistently this could be an indication that you are the victim of identity info theft and the thief has redirected those bills so you won’t become aware.
If you ask for a copy of your credit report and you see strange new accounts there you may be the victim of identity info theft, or if you are unexpectedly denied the use of your credit card.
Once you are aware that you may have become a victim of identity info theft immediately contact your creditors and your financial institutions, including your credit card companies. Close the accounts, ask if any transactions are showing that are unusual and follow up your call or email with a written letter about the situation.
You must also let one of the major credit reporting bureaus know about the suspected or confirmed identity info theft. When you report this to Equifax, TransUnion or Experian, that bureau will inform the other two.
A report about this identity info theft should also be made to the Federal Trade Commission as well as the local police.
Tags: credit restoration, id theft protection, identity theft prevention, identity theft protection, prevent mail theft, stop identity theft