Prepaid Legal Identity Theft Protection Service
In terms of protection of your identity, most services offer up to date credit reports on a routine basis from one of the three major credit-reporting agencies. Their service monitors your credit report and notifies in the following cases:
- new accounts opened in your name
- negative remarks on your credit report
- any public records added to your credit report
- any inquiries made on your credit report
- change of address requests
Most Identity Theft Protection Services also provide assistance should you become a victim of identity theft. Most of these agencies will work to clear your name and your credit. This can be of great benefit in reducing your expenses and the time it can save you. Many victims spend an average of 175 hours clearing their name, which often costs them time from work.
These services often will notify all the appropriate agencies on your behalf, such as credit card companies, banks, credit bureaus, Social Security Administration, Federal Trade Commission, Secret Service, Department of Motor Vehicles, United States Postal Service, and law enforcement.
Identity Theft Protection Services can also offer to search national databases for further evidence of identity theft including, criminal records, federal watch lists, DMV records, any addresses in your name, and banking activity.
In retaining a Prepaid Legal Identity Theft Protection Service shop around, comparing costs and quality of services provided. Also, check the agency through the Better Business Bureau. Inquire as to when the agency began, with a cautious eye for any newly started business.
Be aware that these agencies are not providing any service you could not render yourself. They are offering to heighten your identity protection by saving you time and work and they offer the same thing should you become a victim. In the process, know that by giving them access to your personal information you could be putting your identity at risk.
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